The new excavator looked like the safer choice. It was newer, came with factory support, and offered the confidence that comes with buying equipment without a known operating history. There was only one problem. The dealer could not deliver it for eight months. A used...

The Federal Reserve raised its benchmark interest rate by 25 basis points on September 16, 2026, moving the target range to 3.75% to 4.00%. It was the first rate increase since 2023. If you delayed an equipment purchase while waiting for the Fed’s decision, the...

For a business owner, the equipment decision is no longer only about whether the machine, vehicle, or electrical component can be financed. The more important question may be: When will the equipment actually arrive, and what will happen to the business between...

You are standing on an equipment lot, looking at a machine your company may genuinely need. Before you arrived, you read the headlines. Equipment financing activity is reportedly at a record. The market sounds strong. Capital is moving. Then the dealer tells you...

For months, many business owners have been waiting for the same thing: lower inflation, lower borrowing costs, and a clearer signal from the Federal Reserve before making a major purchase. That approach is understandable. Capital costs matter. Preserving cash matters....