The Fed Raised Rates Today. Here's What That Changes for Your Equipment Purchase
The Federal Reserve raised its benchmark interest rate by 25 basis points on September 16, 2026, moving the target range to 3.75% to 4.00%. It was the first rate increase since 2023. If you delayed an equipment purchase while waiting for the Fed’s decision, the...
Record Equipment Financing Meets Extended Lead Times: Why the Delivery Date May Matter More Than the Approval
For a business owner, the equipment decision is no longer only about whether the machine, vehicle, or electrical component can be financed. The more important question may be: When will the equipment actually arrive, and what will happen to the business between...
The Headlines Say Equipment Financing Is at a Record. The Equipment Lot Says Buyers Are Waiting.
You are standing on an equipment lot, looking at a machine your company may genuinely need. Before you arrived, you read the headlines. Equipment financing activity is reportedly at a record. The market sounds strong. Capital is moving. Then the dealer tells you...
I Kept Waiting for Rates to Drop, and Today's Inflation Report Changed the Math
For months, many business owners have been waiting for the same thing: lower inflation, lower borrowing costs, and a clearer signal from the Federal Reserve before making a major purchase. That approach is understandable. Capital costs matter. Preserving cash matters....
I Won the Work, But Rising Material Costs Changed the Math
Winning a commercial HVAC job should be a good moment. You have the customer, the scope, and a path to revenue. Then the numbers change. Copper pricing moves. Refrigerant costs rise. A supplier revises a rooftop unit quote. Controls, sheet metal, electrical...