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The New Machine Was Eight Months Out. The Used One Was on the Lot. That Changed My Decision.

Sep 17, 2026

The new excavator looked like the safer choice. It was newer, came with factory support, and offered the confidence that comes with buying equipment without a known operating history. There was only one problem. The dealer could not deliver it for eight months. A used...

The Fed Raised Rates Today. Here's What That Changes for Your Equipment Purchase

Sep 16, 2026

The Federal Reserve raised its benchmark interest rate by 25 basis points on September 16, 2026, moving the target range to 3.75% to 4.00%. It was the first rate increase since 2023. If you delayed an equipment purchase while waiting for the Fed’s decision, the...

Record Equipment Financing Meets Extended Lead Times: Why the Delivery Date May Matter More Than the Approval

Sep 15, 2026

For a business owner, the equipment decision is no longer only about whether the machine, vehicle, or electrical component can be financed. The more important question may be: When will the equipment actually arrive, and what will happen to the business between...

The Headlines Say Equipment Financing Is at a Record. The Equipment Lot Says Buyers Are Waiting.

Sep 14, 2026

You are standing on an equipment lot, looking at a machine your company may genuinely need. Before you arrived, you read the headlines. Equipment financing activity is reportedly at a record. The market sounds strong. Capital is moving. Then the dealer tells you...

I Kept Waiting for Rates to Drop, and Today's Inflation Report Changed the Math

Sep 11, 2026

For months, many business owners have been waiting for the same thing: lower inflation, lower borrowing costs, and a clearer signal from the Federal Reserve before making a major purchase. That approach is understandable. Capital costs matter. Preserving cash matters....
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